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Ailsa Watson

Associate

Ready for Ageing Alliance 11 Point Plan for Retirement

A collaboration of eight charities called the “Ready For Ageing Alliance” have produced an 11 point guide for older people on how to make the most of old age and ensure their health and happiness. David Sinclair of the International Longevity Centre,said:

“We need to take responsibility for our own old age and a lot of these points are simple common sense. If we think about these things and start them early then our later life will be healthier and happier.”

The guide includes the following points;

Have a positive view of retirement – Retirement should be a time to try something you have never had time for before such as learning a new skill, travelling or doing some charity work.

Keep in touch with and make new friends – Lonliness can increase the chances of developing depression or serious illness. It is important that older people keep in touch with others and build new relationships.

Keep up to date – This can help you stay in touch with the world as well as younger relatives and even help you save some money using online deals and offers.

Discuss ageing – This can let others know when you need support or can be a good way of making new plans and getting ideas.

Plan and save for retirement – Pensions and savings now have to last longer than they used to, in order to make the most of your retirement you should plan and save as much as possible. Costs rise and Age UK says that in the past two years a million pensioners have had to cut back on food, 500,000 rarely eat meat and 155,000 skip meals.

Get rid of debt – In the same vain, getting rid of any debt befor you retire will free up extra money to spend in your old age. Furthermore, worrying about debt can increase the likelihood of depression and isolation.

Become Active – Excercise can reduce your risk of developing Alzheimer’s and is a good way of establishing routine.

Quit smoking – It is never too late to quit smoking, and doing so will increase your life expectancy and health.

Stay healthy –A healthy lifestyle is essential to lower the risk of heart disease, stroke, Type 2 diabetes, some cancers, depression and dementia.

Adapt your home – You may now want fewer steps, a smaller home or to be nearer the local shops and community. You may also need a more suitable bathroom or effective heating system.

Make sure to plan – Ageing Alliance’s 11-point reviews concludes by saying ;

“Too few of us plan for the future. Few of us expect to suffer ill health, bereavement or a job loss. But a little thinking about how we respond to these challenges can make for a better old age.”

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