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Buying a Holiday Home in the UK

If you are considering buying a holiday home, you may not feel sure where to start. We can provide you with expert advice on securing a holiday property in the UK.

Buying & Selling your Home

Holiday Home Conveyancing Solicitors in Scotland

Our experienced property conveyancing solicitors can help you if you wish to purchase a holiday property, whether for commercial letting or as a second home.

The legal procedures for buying a second property are the same as with other residential conveyancing procedures. The process of conveyancing will oversee the legal elements of the sale including the transfer of money, searches with the local authority and the transfer of deeds.

Options for financing the purchase of your holiday home usually differ from those for buying a main home. Here, borrowing may cost less than a standard mortgage, however it may be more difficult to obtain if you need to borrow a large amount or if the property is on one of the Scottish Islands.

Another option is re-financing your main home in order to buy the second, which is often possible if there is only a small mortgage on that property. However, this is a rather specialised field of borrowing. Those who are considering this option should take advice from a specialist financial adviser, mortgage broker or a mortgage lender.

Expert Conveyancing Solicitors City Centre Glasgow

Our solicitors will explain everything you need to consider, and collect all the information and documentation needed to set the process of the purchase in motion. We can explain all the costs and expenses involved, such as:

  • VAT
  • Land and Buildings Transaction Tax (Old Stamp Duty)
  • Land Registry fees
  • Search fees.

Our team can ensure the smooth and efficient progression of a property transaction, whatever the circumstances of your property purchase.

Wherever you decide to buy a holiday home, our conveyancing team ensure that you receive an efficient and professional service from start to finish.

Contact our Conveyancing Solicitor in Glasgow

To find out how we can help you or to arrange an initial consultation with one of the best conveyancing lawyers in Glasgow, please complete our online enquiry form or contact us on 0141 673 1538.

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